Repairing Credit!

Credit scores are like a toilet, the water flushes down quick but takes a while to fill back up. One 30 day late on your mortgage pmt can lower your score easily 100 points. Your mortgage is the biggest part of your score, so no matter what make that payment first if money gets tight. You can dispute items on your report that are not reporting correctly by contacting the credit bureaus. There is only one website that you can truly get a FREE copy of your credit report. If you don't want to sign up with a credit card then you need to go to http://www.annualcreditreport.com/ now. This is the only website the federal government has endorsed for your free free free copy. Check back after you have your credit report, of course print it out.